Stateline Subaru

Answering Your Frequently Asked Finance Questions

At Stateline Subaru, we aim to make your financing process as easy as possible. Whether you are leasing the new Subaru Ascent or buying a used Outback, you should feel comfortable driving off the lot. To do that, we make sure our customers are informed on every aspect of financing. So, here are some answers to frequently asked questions our professionals hear. We hope this helps you get your financing started right.

When Should I Start the Auto Finance Process?

Starting the auto finance process really comes down to what you are comfortable with. This could be before you even know what car you are looking for. Some Cranston customers will work to get pre-approved for a loan to see the budget they are working with before starting. Whether you choose this path or want to find your next Subaru first is entirely up to you.

What Does the Financing Process Look Like?

The exact steps of financing vary from customer to customer. You could have a trade-in that you want to put towards your purchase. Down payments and things of that nature will also change up how you go through the financing process. However, there are a few standard steps Raynham drivers will see regardless of these variations. You can expect to provide standard financial information, like your credit score, and work through the usual loan application steps.

Is Buying or Leasing Right for Me?

Buying and leasing provide very different benefits. If you are looking for a new Subaru for your daily commutes and constant driving, it is usually a better choice to buy the vehicle. This will set you on the path to owning your car and provides you more control over it than a standard lease.

When you lease a vehicle, you are only paying for it as you drive through Providence. These agreements often come with mileage restrictions, so it is more for the less-than-average commuter. If you live in downtown Fall River, using your car occasionally, leasing could be a lucrative way for you to save money!

Can I Finance a Car Online?

At Stateline Subaru, we aim to make financing comfortable for drivers from here to New Bedford. To do this, we have created a range of online tools. You can find a finance application on our website to get the process started right from the comfort of your home. This form is completely secure and easy to navigate so that you won't have any problems applying online.

How Do I Add Extended Warranties to My Loan?

Warranties are an excellent way to keep you covered while you enjoy your new Subaru in Taunton. While our new models come with standard manufacturer warranties, you can always add more to your purchase. If you are interested in additional coverage, feel free to ask one of our professional financial experts about what may be available to you.

What is GAP Insurance?

GAP insurance is a great way to be ready if you experience a challenging situation. While your auto insurance covers part of your car's cost, GAP insurance will cover the difference between what is valued and what you owe. If you experience an accident that leaves your vehicle undrivable, this will cover any cost you have remaining.

Can I Get a Car Loan with a My Credit Score?

Throughout the years, our financial experts have worked with customers of all types. Whether you are a teenager looking for your first loan or someone who has struggled with payments in the past, you can still count on us. At Stateline Subaru in Somerset, we will work hard to satisfy drivers with any credit score.

Find more Information at Stateline Subaru Finance Center

We hope that these answers take care of some of those common financial concerns. If not, call one of our helpful staff members and more information about our financial process. You can be sure to receive attentive care throughout so that your next car-buying experience is perfect. Visit us today and utilize our professional finance center!